DIY Credit Repair Toolkit

Welcome! You’re about to take control of your financial future by tackling credit repair step-by-step. Good credit unlocks lower interest rates, better loan terms, and new opportunities—so let’s get you on the path to a healthier score.

Why DIY Credit Repair?


Empower Yourself
Learn exactly how credit reporting works and dispute inaccuracies at each bureau. No more guesswork—just clear, proven tactics.


Save Time & Money
Skip costly services and handle disputes on your own schedule. Our toolkit gives you ready-to-use templates, guided instructions, and expert tips.


Build Lasting Habits
Beyond disputes, discover how to establish positive tradelines, maintain low utilization, and keep your score rising for years to come.

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Understanding Credit

Learn what a credit report is, how scores are calculated, and why every detail matters.

Creating Your Accounts

Step-by-step links to Equifax, Experian, TransUnion, CFPB, and free-score services—so you see the full picture.

Freezing & Securing

Prevent new unauthorized inquiries by freezing accounts with TransUnion, Equifax, Experian, and more.

Spotting Inaccuracies

Break down each section of your report—personal info, accounts, collections, inquiries—and know exactly what to look for.

Dispute Letters & Templates

From collections and charge-offs to late payments and foreclosures, grab ready-made letters that get results.

Handling Special Cases

Protect yourself during COVID-related hardships, financial hardship disputes, and even judge­ment or bankruptcy removals.

Building & Maintaining Credit

Once your report is clean, follow our best-practice guide to open the right accounts, keep utilization low, and monitor progress.

Business Funding Basics

Credit, see the exact requirements for unlocking up to $100K in business funding.

Step 1

Download the Toolkit

Get instant access to every template, letter, and step-by-step guide.

Step 2

Follow Each Chapter

Work through the sections in order. Dispute, verify, then build.

Step 3

Track Your Progress

Use our included checklists to mark off each dispute and watch your score climb.

Step 4

Join the Community

Find support, ask questions, and share wins with others on the same journey.

Ready to UP the Score?

By taking charge of your credit today, you’ll open the door to lower interest rates on loans and credit cards, experience faster approvals when applying for financing, and build a solid foundation that supports long-term financial stability. This means more purchasing power, less stress over unexpected expenses, and the freedom to pursue goals—whether it’s buying a home, starting a business, or simply enjoying peace of mind knowing your credit is working for you.



Book Your Free Assessment or call us at (210) 602-2911 to speak with a Business Funding Consultant today.